Should You Tap Retirement Savings to Fund College? There are three things to consider before dipping into retirement savings to pay for college. Share | Have A Question About This Topic? Name Email Address Question Thank you! Oops! Related Content Rightsizing for Retirement What does your home really cost? Volunteering in Retirement For many, retirement includes contributing their time and talents to an organization in need. Potential Income from an IRA Estimate your monthly and annual income from various IRA types.